| Main Board • the court judgment |
| 18.09.2012, 02:26 - onona5g4ga - Rank 3 - 29 Posts
's Court ruling: dismissed the appeal and upheld the conviction. Travel wallet was stolen the NT over 190,サッカー ユニフォーム,000 overdraft Lishui Longquan Mr. items,mulberry outlet, travel frequently for business dealings, for convenience, as early as September 2005, he was a bank in Lishui application for a credit card. Mr. items of this credit card as long as the card master can take the card signature overdraft consumption. But had no idea that this credit to himself while convenient, but also "convenient" thieves. November 20,アディゼロ, 2009, Mr. items to Taiwan travel, I did not expect the wallet was stolen around 15:00 the next day, wallet,ナイキ シューズ, credit cards and identification cards are subsequently was stolen. The beleaguered Mr. items hurried Contact the Lishui family,ナイキ ジョーダン, so that they help to report the loss of credit card, but the bank said the need I can report the loss. So, Mr. Xiang phoned the bank report the loss. Fortunately, the bank told Mr. no credit card records. Mr. Xiang was relieved. Unexpectedly, the night he received the bank a phone call and was told that his credit card has been a merchant in Taiwan in three installments over 190,000 NT overdraft consumption. "I have not signed, how overdrafts consumption ," Mr Xiang suddenly blindsided. Before long, the bank began Dunning. And the bank repeatedly fruitless negotiations, desperation, Mr. Xiang had to bank sued the court to seek explanation. Bank: Signature card main entry Mr.: banks should review the signature "this credit card overdraft consumption items signature of Mr. nothing to do with our bank." The opinion of the bank,ナイキ スニーカー, this more than 190,000 Taiwan dollars in Taiwan consumer overdraft occurs banks can not do the review signature, Mr. items such signature to overdraft credit card itself is for the convenience of the customers,mulberry sale, if the signature review process multi-channel,バーバリー コート, then you can not play the role of customer-friendly. "My credit card overdraft consumption I personally autographed,ヴィトン, not my signature, how can it be overdraft consumption " Mr. items that, if the thief fraudulent use of his signature overdraft consumption, and that this credit card What are the safety and security The banks are not doing the review signed duties, the responsibility should be borne by the banks themselves. Court: Banks should bear responsibility Bank: The appeal was dismissed Lishui City Liandu Court held that the credit card consumer transactions directly with the cardholder, the legal relationship between the credit card issuing bank, rather than a merchant. Cardholders credit card spending, it means that the cardholder authorized the issuing bank to pay from their bank accounts or overdraft from its line of credit the corresponding amount to the merchant. Issuing banks to accept the authority of the cardholder payment accordingly shall first review the authorization to pay for the true meaning of the cardholder. Therefore, businesses should be trading certificates submitted to the card-issuing bank review issuing banks to review and correct before payment to the merchant. That is, the bank should review items Mr. This consumer is not my signature. In addition, the issuing bank and merchant credit card spending terminal equipment is another contractual relationship. Relevant agencies to provide consumer credit card terminal equipment to the merchants,ポロシャツ, means that credit card spending is the issuing bank extending financial services, the cardholder's credit card spending at the merchant, cardholder and the issuing bank relationship. Therefore, the merchant is authorized by the relevant agencies such as review of signatures, as well as merchants do rigorous examination of the risks posed by the identity of the credit card spending, can not be borne by the real cardholder. So, the court judgment,バーバリー, this non-entry, Mr. I autographed produce more than 190,000 NT overdraft act invalid,ヴィトン モノグラム, banks should bear responsibility. The bank refused to accept the appeal to the Intermediate People's Court of Lishui City, yesterday, Lishui Intermediate People's Court ruling rejected the appeal and upheld the original verdict, the same reason. Related articles: most are afraid to admit. February 13 this year Man describes minors a girlfriend, prostitution be he would drive to the Hongshan root PDI |